Typical homeowner insurance policies cover fire or lightning damage, windstorm or hail damage, freezing of plumbing systems and theft. It's recommended that you purchase an amount of home insurance in Woodbridge equal to or greater than the estimated replacement cost of your home.
Figuring out your home's estimated replacement cost is crucial. This will factor into which policy options are available to you. Because it is impossible to predict right now what the exact cost to replace your home will be in the future, it's essential to have enough coverage to account for any unforseen events.