Turn to Us for Auto Insurance to Woodbridge
Sometimes automobile insurance is difficult to understand, and it's not always simple to choose the best policy. Since you should consider legal insurance requirements, optional coverage, deductible choices, and different levels of coverage, let Ken Maynard Insurance Brokers answer your questions about your auto insurance in Woodbridge. We can advise you about which choices are best for your individual vehicles and the drivers in your household. Book an appointment to discuss your specific coverage. We would love to assist you in finding options that ensure your security and work for your budget. For the right car insurance in Woodbridge, turn to Ken Maynard Insurance Brokers Ltd.
What does auto insurance do for me?
The basic answer is, Auto insurance helps protect you from financial hardship and legal troubles. Depending on your personal situation, you have a lot riding on being adequately covered every time your vehicle is on the road. Here are some questions that show why you need car insurance:
- Do you have the extra money to pay up front for auto body repairs or property damage?
- Do you have a teen driver at home?
- Do you drive a lot in the ice and snow of Ontario winters?
- What would you do if your driver’s licence was suspended for one year on top of a $5,000 fine?
What auto insurance must I have in Ontario?
It is financially and legally costly if you are caught driving without auto insurance in Ontario. (See the last question above.) Ontario law requires drivers to have at least the minimum coverage. Ken Maynard Insurance Brokers will ensure you have the mandatory auto insurance in Woodbridge, which covers damages and injuries you or others may experience in a collision:
- Minimum third-party liability coverage of $200,000
- Accident benefits for financial support in cases of injury or death
- Uninsured automobile coverage
- Direct compensation – property damage (DCPD) coverage for your vehicle
What is no-fault insurance?
Fault for any auto accident will be determined between 0 and 100%. The difference that no-fault insurance makes is that your insurance company will pay your own claim, and the other driver’s insurance will pay theirs. Not waiting for a fault determination makes claim payments easier so you can have your vehicle repaired more quickly. No-fault insurance doesn’t release drivers from responsibility, and your rates still might increase.
How can I decrease my auto insurance rates and deductibles?
Our local independent insurance broker, who has access to various companies and policies, can help you find ways to decrease the rates and deductibles on your car insurance in Woodbridge. Rather than trying to plug in information on a website, you can personally review the coverage you need according to your particular conditions. Ken Maynard Insurance Brokers is here to find savings for you such as:
- Having a good driving record and being accident free
- Being in a certain age group
- Living and driving in areas with low claim rates
- Dropping other drivers from your insurance
- Bundling your auto insurance with other policies
