Owning your own home can be a joy and a worry. You need homeowner’s insurance not only to protect your investment but also to preserve your peace of mind. If hail dents your siding or a sewer backup ruins your finished basement, you’re responsible for the fix. Very few people have enough extra cash for emergency major home repairs or even home replacement. For reliable help in finding home insurance in Woodbridge to fit your property and budget, consult with Ken Maynard Insurance Brokers Ltd. As local, independent insurance brokers, we represent a number of reputable insurance companies that allow us to personalize your coverage at a competitive price.
Insurance for Condos, Landlords, Tenants and Renovations
You don’t have to live in a traditional single-family structure to need home insurance. Do you have a holiday cottage, live in a condo, own multi-unit properties, or rent from a landlord? You need coverage too. Whether you are responsible for the entire property, your own unit, or just your personal possessions, you should be insured against damage, loss and liability. See us to learn more about what types of home insurance are available for the size of your investment and budget. We will also review your existing insurance to adjust for the value of your renovations. You will receive a quote, and our team can draw up a policy tailored to the place you call home and everything you have in it.
What does my home insurance cover?
Typical homeowner’s insurance policies cover damage to or loss of property due to weather events such as lightning, wind, storm, hail, ice or snow. Other risks that home insurance can financially protect you from include:
Your standard homeowner’s policy provides coverage for:
Options for Additional Coverage
Ken Maynard Insurance Brokers Ltd. recommends that you purchase an amount of home insurance in Woodbridge equal to or greater than the estimated replacement cost of your home. Figuring out your home's estimated replacement cost is crucial. This will factor into which policy options are available to you. Because it is impossible to predict right now what the exact cost to replace your home will be in the future, it's essential to have enough coverage or more to account for any unforeseen events.
According to your home’s contents, location and environment, you may want to consider optional, additional coverage that could save you money later. Our broker will provide the details for any special home insurance endorsement you may need, including:
Contact us for more details!